Yesterday, was a memorable day for our nation and for us as REALTORS.
Obstacles can be overcome, both in life and business (God willing).
The American Dream of Home Ownership is having more obstacles of late, in getting to the closing table.
In the Wizard of Oz, Dorothy's famous line
" Lions & Tigers & Bears, Oh My! " somehow reminds me of a 3 month journey (not on a yellow brick road:) to closing a UNIQUE Real Estate Transaction that had 3 wild surprises to work through/overcome :)
The Lions - Federal Court System 
In late October we listed a Home, whose sale was SUBJECT TO COURT APPROVAL. In 4 days, we had an accepted offer! The local attorney who represented our seller was wonderful to work with (small world - he went to the same law school as Jeff's brother and our oldest daughter). He warned us that the time frame for getting full court approval was lengthy and once approved NO TERMS AND CONDITIONS could be changed on the sellers side without going back into court. So all inspections, appraisals, amendments or addendum's need to be worked through and in order. 7 weeks later we received acceptance from the court on the offer to purchase with specific time frame given by which it must close! It takes a willing buyer to be able to wait this long for an answer!
The Tigers - Underwriters
The latest guidelines for Home Loans are more Stringent! Conditions, Conditions, Conditions, not all at once, just one new one per week with a long response time (another whole week) to the documents being submitted to meet conditions!
It took 4 weeks to get through underwriting and some of the things asked for were....well that's another blog! Luckily, the attorney got involved to explain title, deed and legal concerns to someone having power over lending, but no legal degree.
The Bears - Independent Audit of Files 
Loans, especially federally backed funds, are getting independently audited more & more! Last weeks final surprise/delay put us
at the final hour possible.......
Yesterday, after a 2.5 hour closing, I was reminded of another line from the Wizard of Oz that helps explain why we persevere....
"There's No Place Like Home" 
editorial by Grace Safrin, CRS, Real Estate Broker
Photos courtesy of wikepedia
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F.C.Tucker 1st Team Real Estate - Independently Owned & Operated
13 Lincolnway Suite # 203, Valparaiso, IN 46383 Office # 219-309-9930
In May, the gracious 
!
